As you may already be aware, the cost of funeral services can be astronomical. In the state of Virginia, the average funeral costs about $7,000 and comes with additional costs of $3,000 or more. Traditional life insurance policies usually provide some final expense money, but low-cost plans rarely provide enough to cover the entire cost of funeral services or cremation. If you want life insurance policies that will cover your entire funeral, you can expect it to come with high premiums that may be out of your price range. Luckily, there are final expense insurance plans that are specifically designed to cover funeral costs while also being convenient and affordable.
We Can Give You The Best Life Insurance Policy in Virginia
Cardwell Life is one of the most trusted life insurance agencies serving Virginia residents. Our goal is to provide affordable final expense insurance plans and related services to help families cover funeral expenses and other final expense costs when they lose a loved one. The traditional life insurance policies offered by many other agencies tend to be costly and can be difficult for certain people to obtain. When compared to traditional life insurance that includes final expense provisions, dedicated final expense insurance plans have a number of advantages, including:
- Lower premiums, thanks to lower death benefit amounts of $50,000 or less
- No need for a medical exam
- Anyone can qualify, regardless of their health status
- All the same benefits of traditional whole life insurance
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That’s right; you may be able to qualify for final expense insurance with varying benefit amounts even if you’re suffering from health problems. Not only is there no medical exam involved, our company also makes it simple for you to apply.
Our Final Expense Insurance Agents Have Years Of Experience Helping Others With Insurance Plans in Virginia
Cardwell Life employs some of the best agents in the industry who have the knowledge and experience to help you find the right final expense insurance for you and your budget. Other agencies don’t have the same dedication to providing affordable coverage as our company, so if you’re a Virginia resident in need of final expense coverage, we invite you to give us a call. If you have had difficulty obtaining a traditional whole life insurance policy with funeral cost provisions, our agents may be able to help you find a plan that fits into your budget.
If you’re an insurance professional in Virginia, we want to make you a part of our team! Get in touch with us about life insurance jobs in Virginia. Our company offers a sense of family that you won’t find at other agencies. If you want to be a part of one of the best teams in the area, call the Cardwell Group and ask about careers with us today.
Improve Future Planning With Final Expense Plans in Virginia
Finding a dedicated final expense insurance policy is a wise decision when developing a solid plan for the future. Whether you have a lapse in life insurance following retirement, an overpriced policy that only partially covers funeral expenses, or you are looking for an added boost to your current plan, our final expense insurance policies adapt to your financial needs.
Planning for funeral expenses, unexpected medical bills, and the burdens of debt can be a stressful process. Many plans in Virginia are difficult to apply for, involve complex medical examinations, and come with unreasonably high monthly premiums. At Cardwell Life, we’re focused on the solution; with our final expense policies, you’ll find dedicated final expense coverage, lower monthly payments, and a range of flexible plans that work around your planning goals.
Why Get Final Expense Insurance?
With Cardwell Life, we empower our clients with honest communication and well-defined policy details. We want you to feel confident that you’re making the best financial decision for you and your family, and only offer plans that reduce the difficulties associated with traditional life insurance policies in Virginia. When you partner with our agencies in VA, you’ll find:
- Lower Premiums
- Medical Exams Are Not Necessary
- Helps Prepare Your Family For Loss While Building Cash Value
Use Death Benefit Cash for Any Financial Needs
One of the best advantages of investing in final expense plans in Virginia is the accessibility of funds. As long as monthly payments are maintained, your family can access end-of-life funds for anything they need. Ideal for covering unexpected medical bills, personal family debts, or anything else imaginable. Since whole life insurance in Virginia functions like a personal investment fund, you can easily borrow against your policy if you ever require immediate liquidity. As long as the borrowed funds are repaid within the policy window, you can still expect heirs to receive policy death benefits in full.
Final expense policies can be an amazing financial tool to provide lasting support for your family. With up to $50,000 available depending on the policy, you’ll have more than enough coverage for whatever final expenses arise. Even if you suffer from health concerns or have had trouble finding another policy, our helpful agencies will do whatever it takes to align you with an affordable policy that works with your budget and prepares your family for the future.
Learn More About Our Honest Approach to Life Insurance in VA
We have first-hand experience with the difficulties that come with planning for end-of-life arrangements in Virginia. We hope to ease the stresses associated with these difficult decisions by providing caring support, ongoing assistance, and a variety of affordable options that make the most financial sense. Our team doesn’t just help you find the best policy; we help you find a policy that supports your goals and family’s needs with consideration for your current and future situation.
Still wondering if a final expense policy is a right fit for your financial situation? Give us a call for honest guidance, trustworthy support, and to learn about your options. When you contact our professional agents, we’ll clearly define plan details, discuss your personal needs, and do our best to help you reach a personalized solution that leads to lasting peace of mind.